Are Finland tax rates for 2027 already known?
Finland — no 2027 tax changes have been legislated yet, so this uses 2026 rules. It will update as soon as the 2027 figures are published.
- Still on 2026 figures
- The 2027 state income tax scale and a proposed overhaul that would abolish the municipal earned-income deduction in favour of a larger state work-income deduction are out for consultation, not enacted.
- Expected
- Budget session, autumn 2026
Finland income tax brackets (2026)
| Annual income (EUR) | Marginal rate |
|---|---|
| €0 – €22,000 | 12.64% |
| €22,000 – €32,600 | 19% |
| €32,600 – €40,100 | 30.25% |
| €40,100 – €52,100 | 33.25% |
| €52,100 and above | 37.5% |
Municipal tax adds 4.7–10.9% depending on municipality (statutory average 7.60%, which this calculator uses). Church tax 1.0–2.0% applies if registered. Employee health insurance contributions of 1.98% (sairaanhoitomaksu 1.10% + päivärahamaksu 0.88%) are withheld as part of income tax. A public broadcasting tax (Yle) of 2.5% applies above €15,150 of net earned income, capped at €160/year.
Typical gross salaries in Finland
Click a row to load that salary into the calculator.
| Gross / month | Net / month | Open |
|---|---|---|
| €1,500 | €1,363 | Calculate → |
| €2,500 | €2,050 | Calculate → |
| €4,000 | €2,919 | Calculate → |
| €6,000 | €3,918 | Calculate → |
| €9,000 | €5,385 | Calculate → |
Finland salary and tax FAQ (2026)
- What is the minimum wage in Finland in 2026?
- Finland has no statutory national minimum wage; sector-specific collective agreements typically set minimums.
- What are the 2026 income tax brackets in Finland?
- 12.64% (none – €22,000); 19% (€22,000 – €32,600); 30.25% (€32,600 – €40,100); 33.25% (€40,100 – €52,100); 37.5% (€52,100 and above)
- How much social security do I pay in Finland?
- Employees contribute 8.19% of gross salary; employers add 19.32% on top.
- Is there a personal allowance in Finland?
- Finland does not apply a standard personal allowance; credits or deductions may apply instead.
- Does Finland apply a solidarity or surcharge tax?
- Municipal tax adds 4.36–10.8% depending on municipality. Church tax applies if registered.
- How are dependents treated for tax purposes in Finland?
- No specific dependent allowance is applied to employment income in Finland.
- When is the Finland tax return due?
- May (pre-filled return; small edits due by mid-May).
- Do non-residents pay the same rates in Finland?
- Non-residents generally pay 35% withholding on Finnish-sourced wages.