Net Worth Tracker
Share of your assets owed to lenders
Live rates unavailable — using approximate rates
Net worth over time
Asset composition
Add an asset to see your charts.
Assets vs liabilities
Path to your goal
Tip: your net take-home pay from the calculator is a good starting point for monthly savings.
Projected net worth
FIRE: when work becomes optional
Financial independence is when your investments can pay for your life. Barista FIRE is the halfway house: enough invested that a part-time job covers the rest. Uses the monthly savings above.
4% is the classic rule of thumb for a 30-year retirement; early retirees often pick 3–3.5% for a longer one. After inflation, so every figure is in today's money.
0% of target
31 years 8 months · at age 73
Annual spending ÷ withdrawal rate
0% of target
22 years 0 months · at age 64
Spending your part-time job doesn't cover ÷ withdrawal rate
0% of target
Not reachable with current savings
Invested today and left alone, this grows into your FIRE number by pension age
Investable net worth vs FIRE targets