Are United Kingdom tax rates for 2027 already known?
United Kingdom — part of the 2027 tax package is already law and applied here. The rest still uses 2026 figures.
- Applied for 2027
- Personal allowance (£12,570), higher-rate threshold (£50,270), additional-rate threshold (£125,140) and the NI primary/upper/secondary thresholds are frozen to April 2031, so 2027/28 matches 2026/27.
- Still on 2026 figures
- Scottish rates and bands, and student-loan repayment thresholds, for 2027/28.
- Expected
- Scottish Budget (December 2026); student-loan thresholds (spring 2027)
United Kingdom income tax brackets (2026)
| Annual income (GBP) | Marginal rate |
|---|---|
| £12,570 – £50,270 | 20% |
| £50,270 – £125,140 | 40% |
| £125,140 and above | 45% |
Scotland uses distinct bands: 19% starter, 20% basic, 21% intermediate, 42% higher, 45% advanced, 48% top. Personal allowance tapers £1 for every £2 of income above £100k. Student loan Plans 1/2/4/5 at 9% and postgrad at 6% of earnings above respective thresholds. Pension salary-sacrifice reduces both tax and NI.
Typical gross salaries in United Kingdom
Click a row to load that salary into the calculator.
| Gross / month | Net / month | Open |
|---|---|---|
| £1,500 | £1,373 | Calculate → |
| £2,500 | £2,093 | Calculate → |
| £4,000 | £3,173 | Calculate → |
| £6,000 | £4,360 | Calculate → |
| £9,000 | £5,966 | Calculate → |
United Kingdom salary and tax FAQ (2026)
- What is the minimum wage in United Kingdom in 2026?
- £2,075 per month gross.
- What are the 2026 income tax brackets in United Kingdom?
- 20% (£12,570 – £50,270); 40% (£50,270 – £125,140); 45% (£125,140 and above)
- How much social security do I pay in United Kingdom?
- Employees contribute 8% of gross salary; employers add 15% on top.
- Is there a personal allowance in United Kingdom?
- Yes — up to £12,570 per year, subject to taper rules at higher incomes.
- Does United Kingdom apply a solidarity or surcharge tax?
- Scotland uses distinct bands: 19% starter, 20% basic, 21% intermediate, 42% higher, 45% advanced, 48% top. Personal allowance tapers £1 for every £2 of income above £100k. Student loan Plans 1/2/4/5 at 9% and postgrad at 6% of earnings above respective thresholds. Pension salary-sacrifice reduces both tax and NI.
- How are dependents treated for tax purposes in United Kingdom?
- Marriage Allowance lets a non-earning spouse transfer £1,260 PA. Child Benefit tapered via HICBC between £60k and £80k adjusted net income.
- When is the United Kingdom tax return due?
- 31 January of the year following the tax year (Self Assessment).
- Do non-residents pay the same rates in United Kingdom?
- Non-residents pay UK tax on UK-sourced employment income; personal allowance usually still available for EEA nationals and some treaty countries.